E46Fanatics

E46Fanatics (http://forum.e46fanatics.com/index.php)
-   General E46 Forum (http://forum.e46fanatics.com/forumdisplay.php?f=4)
-   -   front bumper recognition needed. insurance issue incl. (http://forum.e46fanatics.com/showthread.php?t=953583)

youngs 11-01-2012 11:16 AM

front bumper recognition needed. insurance issue incl.
 
http://i430.photobucket.com/albums/q...G_0182copy.jpg

this is the way I've bought the car. seems like not the factory oem one.
can anybody tell this is the oem bumper or not?

if I had an accident and make the insurance pay for this bumper , are they not going to pay for this bumper cover?


got some horrible situation with insurance. need to get some advice from all fanatics. thank you in advance.

Jesse M 11-01-2012 11:20 AM

M-Tech II

NOVAbimmer 11-01-2012 11:25 AM

aftermarket M3 bumper?

*Jamie* 11-01-2012 11:32 AM

M Tech II. It's perfectly plausible, and considering the age of your car, quite likely that it was installed from the factory, it all depends on the original spec of your car. However, I don't think an insurance company would pick up on it, or particularly care if it was added; I know mine certainly wouldn't. M Tech II bumpers are very common on facelift coupes so would probably go under the radar.

See if you can find the original spec sheet of your car.

theOCHO 11-01-2012 11:32 AM

That looks like a poorly fitted aftermarket Mtech II bumper.
Chances are, the insurance company will just put on the proper, "regular" bumper. Curious to know how it works out though.

youngs 11-01-2012 11:36 AM

Quote:

Originally Posted by theOCHO (Post 14863208)
That looks like a poorly fitted aftermarket Mtech II bumper.
Chances are, the insurance company will just put on the proper, "regular" bumper. Curious to know how it works out though.

Thank you all. I will post up how's it gonna be. it could be from the factory , or aftermarket? damn I don't want the regular bumper though.

theOCHO 11-01-2012 11:41 AM

Quote:

Originally Posted by youngs (Post 14863221)
Thank you all. I will post up how's it gonna be. it could be from the factory , or aftermarket? damn I don't want the regular bumper though.

Haha. I don't blame you. The bumper on my old 330 looked like it was wearing a mustache. Yours is a facelifted coupe though, which looks different, but still not good.

http://i1131.photobucket.com/albums/...8tt/bimmer.jpg

Russell318 11-01-2012 11:45 AM

looking at the side skirts the car is non M Sport, with M bumper added, just curious what is you rear bumper like, is it standard or M Sport., this would point to after market install or not.

E RaK 11-01-2012 11:57 AM

Yes you could easily pass that off as said before, it's quite common and essentially the same cost to replace.

youngs 11-01-2012 01:48 PM

Just talked to insurance , and he can only replace it to original non-m bumper. so maybe I should tell to the bodyshop to fix the aftermarket bumper. Thank you all I will keep you guys posted.

Zell 11-01-2012 01:59 PM

Just tell them that was an option the factory and it isn't recorded on the VIN.

youngs 11-01-2012 02:02 PM

Quote:

Originally Posted by Zell (Post 14863541)
Just tell them that was an option the factory and it isn't recorded on the VIN.

is it possible to have any option no implied to VIN? they said they already check by the VIN and the bumper isn't included in any of the package I have.

///MPR77 11-01-2012 02:05 PM

I
Quote:

Originally Posted by youngs (Post 14863527)
Just talked to insurance , and he can only replace it to original non-m bumper. so maybe I should tell to the bodyshop to fix the aftermarket bumper. Thank you all I will keep you guys posted.

Tell the body shop you want the m tech II bumper.
Do all the leg work for them by providing the exact bumper with links, and phone numbers for the supplier. Chances are the Body Shop will make a bit more money off the part, depending on how much your insurance allocates to the new bumper.... likely it will be the same or even less money for the aftermarket MT2 bumper...so the shop wins and you win.
Good luck.

Sent from my SAMSUNG-SGH-I727 using Bimmer App

ElrichMeister 11-01-2012 02:57 PM

Cant you just cash out claim, and take it to the body shop yourself? You can just buy another bumper.

Mr_325 11-01-2012 05:38 PM

speaking of which, does OEM ZHP fit 325i sedans without modding?
i've got a friend at an insurance accredited body shop and was wondering, in the future if my front bumper gets damaged can i have them order oem ZHP and swap on as replacement?
he states if it's OEM to the series/make he has no problem doing it.
would rather do this then rep m-tech II

E RaK 11-01-2012 05:51 PM

Sedan bumper will work, but not easily. Probably best to buy an OEM coupe one.

Herbalicious 11-01-2012 06:02 PM

It is an M-tech II, your insurance will know if it was a replica or a real one.
A real one is about $700 from BMW, a replica is about $120 from a number of sponsors right on this forum.
That bumper for the front and rear are specific to the ZHP performance package which would come up in a VIN search.
Whomever had the car before you added the side M3 mirrors as well as the trunk spoiler so I assume the bumper was an add on as well, also I don't believe the OEM bumper has side markers on it.

Zell 11-01-2012 08:01 PM

Quote:

Originally Posted by youngs (Post 14863549)
is it possible to have any option no implied to VIN? they said they already check by the VIN and the bumper isn't included in any of the package I have.

Yeah, a few. Wheels come to mind. When you order specific factory wheels with a car, the VIN does not say anything about them.

The M-Tech II bumper and regular bumper are going to be a negligible cost difference to the insurance company, so just try for it. And if they won't do it, tell them you want aftermarket and show them the $120 one. I'm sure they'd be happy to make an exception.

Quote:

Originally Posted by Herbalicious (Post 14864129)
Whomever had the car before you added the side M3 mirrors as well as the trunk spoiler so I assume the bumper was an add on as well, also I don't believe the OEM bumper has side markers on it.

It does, and they are a fugly amber :( I can't wait to get white ones.

TitaniumCranium 11-01-2012 11:44 PM

Quote:

Originally Posted by ElrichMeister (Post 14863669)
Cant you just cash out claim, and take it to the body shop yourself? You can just buy another bumper.

This.

You are entitled, as a paying customer of insurance, to obtain the check from the insurance company for the repair and go where ever you want to get it fixed. Remember YOU are the one that is insured, not the autobody company. Your car has been damaged. You can chose to do the work yourself if you want, so you can get the check cut to you.

You should go to at least 2, if not 3 shops and get estimates for the repair from all the shops. File the estimate that most suites you (without totaling the car) to the insurance company. Ask them to cut you a check for the repair. Go to the repair shop of your choosing and give them the parts list for the OEM MTech II bumper and let them fit and paint to match your car. Chances are you may come out slightly ahead. Note this is NOT fraud, it's how the system works.

If you want to know who the shops are that charge the most for their work go to your local autobody supply shop (yellow pages - too many hits on the internet) and ask who does the best work. Get your estimates from those shops. The autobody supply shops are kind of like a wholesale paint and body shop supply depot for the local autobody shops.

GL

NOVAbimmer 11-02-2012 12:16 AM

Quote:

Originally Posted by TitaniumCranium (Post 14864847)
This.

You are entitled, as a paying customer of insurance, to obtain the check from the insurance company for the repair and go where ever you want to get it fixed. Remember YOU are the one that is insured, not the autobody company. Your car has been damaged. You can chose to do the work yourself if you want, so you can get the check cut to you.

You should go to at least 2, if not 3 shops and get estimates for the repair from all the shops. File the estimate that most suites you (without totaling the car) to the insurance company. Ask them to cut you a check for the repair. Go to the repair shop of your choosing and give them the parts list for the OEM MTech II bumper and let them fit and paint to match your car. Chances are you may come out slightly ahead. Note this is NOT fraud, it's how the system works.

If you want to know who the shops are that charge the most for their work go to your local autobody supply shop (yellow pages - too many hits on the internet) and ask who does the best work. Get your estimates from those shops. The autobody supply shops are kind of like a wholesale paint and body shop supply depot for the local autobody shops.

GL

This is be varying degrees of incorrect, based on the state you're in and the company you're dealing with, for reasons I'm not going to go into because I've had too much to drink and I'm on my phone.


All times are GMT -5. The time now is 02:13 PM.

Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
(c) 1999 - 2011 performanceIX Inc - privacy policy - terms of use