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-   -   Hit a deer insurance ?'s (http://forum.e46fanatics.com/showthread.php?t=981680)

Lou3viLL3sLuGGa 04-12-2013 05:22 PM

Hit a deer insurance ?'s
 
5 Attachment(s)
I hit a deer , insurance is paying for a new hood, front fender, headlight and some other misc parts. My question is with saving money on the hood and a few others what things should I get? Anyone think that it's a good time to add projector headlights (OEM is 500 and depo is 550 at khoalty) and are they set to work well on a 02 325xi sedan 4dr? Also would the mtech ii bumper be a good look/fit? Khoalty, mod bargains or umnitza? Others?...

basketthis 04-12-2013 06:07 PM

Umnitza and khoality both have horrible reviews in the rating section of this forum. I wouldn't go through either. Take it to a local body shop. Get a quote to replace the parts with something similar to what you already have. Go through insurance. That's my suggestion.
Whether you choose to go through insurance or not, definitely do not go through either of those companies!
I'll try to update with a link to the section with reviews for you. I'm mobile right now so it may or may not work...

EDIT: It's titled "buyer/seller feedback" in the classifieds section. Take a good, long read in there before you make any purchase! ;)

Lou3viLL3sLuGGa 04-12-2013 06:09 PM

Quote:

Originally Posted by basketthis (Post 15335879)
Umnitza and khoality both have horrible reviews in the rating section of this forum. I wouldn't go through either. Take it to a local body shop. Get a quote to replace the parts with something similar to what you already have. Go through insurance. That's my suggestion.
Whether you choose to go through insurance or not, definitely do not go through either of those companies!
I'll try to update with a link to the section with reviews for you. I'm mobile right now so it may or may not work...

I went through insurance and will take it to a local body shop Monday. Thanks for the help and not flaming for not searching enough I did try and look around..

basketthis 04-12-2013 06:15 PM

I want to say that I've seen the mtech ii bumper on the xi. Take a look through the f/s section. A lot of for sale and previously sold ones have tasteful upgrades like your. Maybe that will help give you a better idea.

Caden 04-12-2013 07:38 PM

Is the deer okay?

Fatrusty 04-12-2013 08:18 PM

1 Attachment(s)
Attachment 500153 Sleeping...

Lou3viLL3sLuGGa 04-12-2013 08:45 PM

Would an OEM mtech ii fit? Where would I buy OEM parts the cheapest?

basketthis 04-12-2013 08:53 PM

Quote:

Originally Posted by Lou3viLL3sLuGGa (Post 15336259)
Would an OEM mtech ii fit? Where would I buy OEM parts the cheapest?

check rockauto.com for purchase. and you can reference realoem.com for bmw parts... I haven't had to purchase anything like you will need to, so I can't reference much more as far as where to purchase. Please tell me how you're going to get insurance to pay for an mtech bumper. Always good to know things like that. ;)

White_Knuckles 04-12-2013 09:27 PM

Oh no, insurance companies are super easy to switch up parts such as trick bumpers substituted as a part of their scope. Not.

Body shops are delighted to fit strange, after-market parts owners drag in 'cause they don't have any mark-up or warranty concerns. They just pass on all additional charges to the insurance writer. Right. Good luck with that. Anything outside of original, as-is, condition will not be covered. Some arrangements may be made with the body shop that perhaps can drift outside the norm but owner provided parts are typically not well received.

Lou3viLL3sLuGGa 04-12-2013 09:28 PM

Quote:

Originally Posted by basketthis (Post 15336275)
check rockauto.com for purchase. and you can reference realoem.com for bmw parts... I haven't had to purchase anything like you will need to, so I can't reference much more as far as where to purchase. Please tell me how you're going to get insurance to pay for an mtech bumper. Always good to know things like that. ;)

Thanks. They already issued the funds to my bank. The adjuster was here yesterday and today I got 3700 3200 after my deductible. The majority is the hood (1540 plus 125 shipping) and I may not replace that. First ViS isn't stocking OEM or GTR hood for my car until late May so Iay paint the csl bumper and go back to stock hood? Wish I could get an M3 hood on my car but don't think you can on a sedan. They aren't technically paying for the mtech II they just are giving me funds for what I had. But if I don't replace the hood I can get a different bumper for the price of the hood. ViS even offered me wholesale which is around 1050 shipped on the hood when it arrives in late may of I decide to go that route again. I'm just wanting to make the best choices I can with the money. One thing I didn't like about the hood is that it looked a bit too aggressive for my car especially without the mtech bumper, and it allowed condensation in my headlights...

Lou3viLL3sLuGGa 04-12-2013 09:29 PM

Quote:

Originally Posted by White_Knuckles (Post 15336322)
Oh no, insurance companies are super easy to switch up parts such as trick bumpers substituted as a part of their scope. Not.

Body shops are delighted to fit strange, after-market parts owners drag in 'cause they don't have any mark-up or warranty concerns. They just pass on all additional charges to the insurance writer. Right. Good luck with that. Anything outside of original, as-is, condition will not be covered. Some arrangements may be made with the body shop that perhaps can drift outside the norm but owner provided parts are typically not well received.

True. I wasn't trying to get them to pay for anything that I didn't have on the car. Just trying to use the money in the best ways..

hizhinezz 04-12-2013 09:31 PM

Just fyi having lived in VT for four years the deer's VIN is located just below the left antler (ear flap if its a foal or female) and they're all carried by State Farm Insurance of course. :)


Sorry couldnt resist lucky you're ok and car took the hit I've seen pickups totaled from hitting large bucks etc.

Good luck with ride!

Edit: holy shite just noticed balloon on deer. "Get well" omg that's frikken hilarious... That you went to the trouble of getting it and taking pic etc, holy god I'm dying...

Lou3viLL3sLuGGa 04-12-2013 09:36 PM

Quote:

Originally Posted by hizhinezz (Post 15336331)
Just fyi having lived in VT for four years the deer's VIN is located just below the left antler (ear flap if its a foal or female) and they're all carried by State Farm Insurance of course. :)


Sorry couldnt resist lucky you're ok and car took the hit I've seen pickups totaled from hitting large bucks etc.

Good luck with ride!

Lol true, and thanks. I was surprised when I stopped and looked, I couldn't believe it wasn't worse. The car (hood) took the hit really well, I thought!

hizhinezz 04-12-2013 10:28 PM

Quote:

Originally Posted by Lou3viLL3sLuGGa (Post 15336333)
Lol true, and thanks. I was surprised when I stopped and looked, I couldn't believe it wasn't worse. The car (hood) took the hit really well, I thought!

Yeah I've actually got a VIS cf hood myself and I've just assumed that it would shatter into a million pieces on initial contact... Nice to see it hold up like that upon impact, really took it well. Question is now what to do with left over cf? I'd already have my deemed buzzing making cf this cf that cf everything!!!

Must have been scary as **** though right? My fn heart would stop afraid it was a person...

White_Knuckles 04-13-2013 03:44 AM

Basically, to get something outside of the paid quote agreement, there is little room to work. You will always pay out of pocket to get any labor adjustment as the labor rate they charge owners is higher than the rate insurance companies pay. They often won't allow owner supplied parts as, "our policy is, we can't warranty the work". They should say, "we can't mark-up owner supplied parts to increase our profits so we make up policies".

This all depends how reasonable your shop is. In my area, they're all crooks. The room you have to work is where they quoted high dollar factory parts where items you supply are cheaper then what was paid out. Watch out for part substitution tripping a labor increase where it's outside the original scope. An after-market bumper, for example, may require 2-4 additional hrs. as fitment or paint prep may be higher from a factory unit. Discuss before you assume a bumper is a bumper.

Lou3viLL3sLuGGa 04-13-2013 08:21 AM

Quote:

Originally Posted by White_Knuckles (Post 15336921)
Basically, to get something outside of the paid quote agreement, there is little room to work. You will always pay out of pocket to get any labor adjustment as the labor rate they charge owners is higher than the rate insurance companies pay. They often won't allow owner supplied parts as, "our policy is, we can't warranty the work". They should say, "we can't mark-up owner supplied parts to increase our profits so we make up policies".

This all depends how reasonable your shop is. In my area, they're all crooks. The room you have to work is where they quoted high dollar factory parts where items you supply are cheaper then what was paid out. Watch out for part substitution tripping a labor increase where it's outside the original scope. An after-market bumper, for example, may require 2-4 additional hrs. as fitment or paint prep may be higher from a factory unit. Discuss before you assume a bumper is a bumper.

That's all good info and true. Thanks. I'm leaning toward painting the csl trunk and having OEM hood put back on. How much should it cost to get that hood buffed out a bit, maybe re-painted? Also would m3 front fenders fit? Look good? Should I just stick with the same fenders and bumper I have? Just wanting a bit more aggressive looking front end, nothing major...

Lou3viLL3sLuGGa 04-18-2013 10:35 AM

What's some opinions on the hood and trunk options? Should I paint the cf csl trunk black and put the OEM hood back on? Put OEM trunk and hood back on with some needed buff and possibly repainting? Keep the ViS trunk and get a Seibon OEM style cf hood? Wait for ViS to get more OEM or GTR cf hoods in late may to match the ViS trunk? Bottom line does anyone know whether the ViS cf would look diff from the Seibon if I had one of each manufacturer and or do many think keep OEM?

chilone 04-18-2013 11:34 AM

Q: What's the difference between Beer nuts and Deer nuts?

A: Beer nuts are $2.95 - Deer nuts are under a buck!

TheColdE46 04-18-2013 11:41 AM

If your getting the mtech ii id go with umnitza. I know they have bad reviews but it was fine for me. I got it pre painted and they shipped it the same week! Perfect fitment and the color matched perfect aswell! I couldnt be happier with it.

Lou3viLL3sLuGGa 04-18-2013 11:51 AM

Quote:

Originally Posted by 325iAllday (Post 15351814)
If your getting the mtech ii id go with umnitza. I know they have bad reviews but it was fine for me. I got it pre painted and they shipped it the same week! Perfect fitment and the color matched perfect aswell! I couldnt be happier with it.

Thanks I did order the m tech ii from umnitza and my body shop is going to paint that along with the new fender when they arrive early next week. Can't decide whether to go with Seibon hood with ViS trunk, or go back to stock


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