Something doesn't add up...
If you pay out all the lease payments and the residual, that makes the car $48,374. However, it makes the purchase that price a year from now. I think it would be hard to argue with the fact that $48-$49k is the car's current value. So here is what doesn't make sense....How is it cheaper to buy the car by continuing the lease?
The only thing that makes sense is to just continue the lease and turn it in when the lease is done. You are basically renting the car for a year for $12,353 plus whatever your lease requires you to pay for not purchasing the car at the end of the lease; which is typically $350. Oh yes, it's there...just read your contract. So who would be responsible for that?