Hit at red light from behind. Rear bumper is scuffed up.. almost positive it will buff out. Buuut I feel a bit of play in the center of the bumper when I push it. I want to have my dealer check it out. Just curious... I am sure the damage is gonna be less than the girl's deductible. Normally my dealer would contact the insurance company and deal with them, leaving me alone. But what happens in this case? Do I have to deal with girl? Will dealer still take care of everything?