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Old 02-10-2004, 03:45 PM   #3
They call me Jermajesty...
Join Date: May 2003
Location: 29 Palms, CA
Posts: 476
My Ride: '02 Dinan 3 - KIA
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I was on the phone with USAA for a few hours this morning... they won't pay back anything over total cost of vehicle.. the insurance I have now is a stated value insurance.. i.e., I insured my car for 37k. I get 37k no matter what, as long as I keep paying the premium. No depreciation. I wanted something similar with USAA because they are generally cheaper than what I have now (Chubb), but they won't do a stated value price.

Especially considering I am about to invest an additional 6+k into my car, I want to insure that crap in case of total loss....

That is when it's the biggest issue... total loss from wreck, or stolen..

Originally Posted by neil1138 View Post
you are white, you just don't understand
Originally Posted by JonJon View Post
It doesn't bother me because I'm white... Obviously I'm not allowed to be insulted
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