E46Fanatics - View Single Post - Someone slashed my top
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Old 01-27-2012, 09:26 PM   #6
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Join Date: Oct 2010
Location: Connecticut
Posts: 8
My Ride: 2007 Z4 M Coupe
Originally Posted by abuzar1 View Post
Won't insurance companies check the damage before insuring me? I thought that was standard procedure. Not to mention this sounds like it would be insurance fraud which is unethical.

Does anyone know about just swapping the frame with the headliner and top already attached?
Yes, the new insurance company might required inspection prior to start a new policy (and yes, it is illegal and unethical for you to treat them as well). What i am saying is that you are screwed with the current policy but you should try to get find a company whom will start the policy as soon as you pay them. I bought sevaral cars out of states, some i used temp plates, some i just drove home but i always made sure my policy started at 12:00AM on the day i got the car.
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