I am interested.
Does your car have the following: Automatic operation rear view mirror; Includes:  Power Glass Sunroof And  Wood Trim And  Power Front seats w/Driver Memory.
If it has those things then yes it does have premium.
In that pic I can't tell if you have wood grain trim, but you definitely don't have a wood grain shift knob.
The link to your Picasa photo album is not working.
I would like to see more pics please.
Any rust on this car? I am unfamiliar with Maryland and if they use a ton of salt on the roads in the winter.