E46Fanatics - View Single Post - front bumper recognition needed. insurance issue incl.
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Old 11-14-2012, 01:37 PM   #34
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Join Date: Aug 2006
Location: VA
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Originally Posted by sunsetcoast View Post

Does that also include "stated value" policies?

What happens in a state that doesn't have no-fault, and I've got a $6K car with documented upgrades of $12K (or more)? Is is proper to expect the other driver's liability coverage to make me whole?
Probably for the most part. Or at least faster the value of your modifications into a total loss settlement. They would get to keep anything they pay you for, though.

YMMV based on your state laws
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