Each of the 5 members of your family will be forced to pay $350 a month for insurance.
I know people are dishonest enough to claim this is true. Is anyone stupid enough to believe it?
If you ever want to see what I mean by the arbitrariness of categories, check the situation of polarized politics. The next time a Martian visits earth, try to explain to him to why those who favor allowing capital punishment also oppose the elimination of a fetus in the mother's womb.