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Fight every ticket you get. Yes it sucks to miss work but honestly the cost of missing a days work doesn't outweigh paying higher insurance premiums for three years on top of paying said fine in question. I have had three citations in the past five years and none of them are on my record nor reported to insurance. I went and fought all three and had to either pay an alternative fine(ie parking ticket or handicapped parking fine) or make a charitable donation to the court for the amount of the fine.
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