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Old 03-07-2013, 07:38 PM   #12
wildirish317
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Join Date: Sep 2012
Location: Louisville, KY
Posts: 2,598
My Ride: 2004 325Ci vert
Quote:
Originally Posted by Zell View Post
That's a pretty smart idea. What's stupid is why I don't do this with most everything...it'd save a hell of a lot of stress.

Birthday fund, Christmas fund, etc. I should start doing that.
It's a bit off topic, but after we bought our first house, we realized that there were some expenses that came up a couple of times a year (car insurance, for one) that we didn't have money from our regular paycheck to cover. So we opened a second checking account (our budget account). Into this went everything we could quantify in a year: house payment, insurance, gasoline, memberships, etc. We would take the total annual amountof these items, divide it by the number of pay periods per year, and put that amount in our budget account every paycheck. It's simple, and it works.
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