E46 BMW Social Directory E46 FAQ 3-Series Discussion Forums BMW Photo Gallery BMW 3-Series Technical Information E46 Fanatics - The Ultimate BMW Resource BMW Vendors General E46 Forum The Tire Rack's Tire Wheel Forum Forced Induction Forum The Off-Topic The E46 BMW Showroom For Sale, For Trade or Wanting to Buy

Welcome to the E46Fanatics forums. E46Fanatics is the premiere website for BMW 3 series owners around the world with interactive forums, a geographical enthusiast directory, photo galleries, and technical information for BMW enthusiasts.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact contact us.

Go Back   E46Fanatics > Everything Else > The Off-Topic > Money Matters

Money Matters
Financial, Stock, Investment etc. posts here.

Reply
 
Thread Tools Search this Thread Rate Thread Display Modes
Old 04-18-2011, 10:09 AM   #21
DylloS
Registered User
 
Join Date: Apr 2004
Location: NY
Posts: 672
My Ride: nothing
Quote:
Originally Posted by BmwMan325 View Post
I'm assuming you have a traditional 401k at work and have this Roth IRA you started on your own correct? You can contribute 16.5k to your 401k and 5,000 to your Roth.
This is what I'm trying to figure out. I have a roth ira with american funds, I am going to get in on a 401k at work soon but I don't know if I should do the roth or the traditional ira since our job offers both options.

I'm not concern with the maximums right now because I can't afford to contribute that much anyway.
DylloS is offline   Reply With Quote
Old 04-18-2011, 01:37 PM   #22
BmwMan325
Registered User
 
Join Date: Dec 2004
Location: St.Louis
Posts: 759
My Ride: 2011 Infiniti G37s
Quote:
Originally Posted by DylloS View Post
This is what I'm trying to figure out. I have a roth ira with american funds, I am going to get in on a 401k at work soon but I don't know if I should do the roth or the traditional ira since our job offers both options.

I'm not concern with the maximums right now because I can't afford to contribute that much anyway.
I contribute to my 401k at work and have a Roth IRA I started several years ago. Is your company providing a match?
__________________
BmwMan325 is offline   Reply With Quote
Old 04-18-2011, 03:38 PM   #23
monkeyjuice5150
Registered User
 
Join Date: Mar 2004
Location: San Ramon, CA
Posts: 1,990
My Ride: ///M3 droptop
Send a message via AIM to monkeyjuice5150
Damn... another big gain for:

Sky-mobi Limited (MOBI) $16.97 +$1.44 +9.27%
__________________
monkeyjuice5150 is offline   Reply With Quote
Old 04-18-2011, 07:46 PM   #24
DylloS
Registered User
 
Join Date: Apr 2004
Location: NY
Posts: 672
My Ride: nothing
Quote:
Originally Posted by BmwMan325 View Post
I contribute to my 401k at work and have a Roth IRA I started several years ago. Is your company providing a match?
unfortunately no. Kind of sucks but nothing I can do lol.
DylloS is offline   Reply With Quote
Old 04-20-2011, 11:33 PM   #25
Amoeba
Registered User
 
Amoeba's Avatar
 
Join Date: Sep 2003
Location: Fremont, CA
Posts: 1,147
My Ride: his: zhp hers: 325ci
Send a message via Yahoo to Amoeba
Do it in this order:

- Max out company 401k match, if any
- Max out roth
- Max out 401k

Invest the money in about 70% equities, 30% bonds. For equities, do Vanguard S&P500 index + Vanguard international index, then do Vanguard Total Bond index for the bond portion. You will be pretty well covered with this setup.

Definitely read this: Google - The best investment advice you'll never get.
http://www.sanfranmag.com/story/best...oull-never-get
__________________
Amoeba is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Censor is ON





All times are GMT -5. The time now is 07:33 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
(c) 1999 - 2011 performanceIX Inc - privacy policy - terms of use