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Old 11-13-2012, 08:51 PM   #81
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Back in my day public University of California was only 4k/year tuition and fees. Add in cost of living and you can get by with 15k/year. That was easily recoverable with one year of engineer salary.

Now it's like 2-3 times that, ouch.
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Old 11-13-2012, 10:32 PM   #82
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Yup, just one more thing the gov't fvcked up. They increased demand, which lead to a decreased supply, that ultimately lead to increased cost and the diminished value of a college education. They did the same thing to the housing market, and health care is next on their list.

The sooner people figure out that gov't is not the answer to their problems, the better off we will be.

We need more trade skills in this country...it's no wonder why mfg is going overseas...you can't build sh1t with a gender study degree.
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Back in my day public University of California was only 4k/year tuition and fees. Add in cost of living and you can get by with 15k/year. That was easily recoverable with one year of engineer salary.

Now it's like 2-3 times that, ouch.
Starting out with an engineering salary does make the cost of living more manageable and therefore more stress free as I have found out.
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If there is one thing I despise most it's blacks always pulling the race card. It's so annoying and is often misplaced.
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Old 11-13-2012, 10:44 PM   #83
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Best of all a lowly bachelor in engineering is enough for the job. Pretty good bang for the buck.
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Old 11-13-2012, 10:48 PM   #84
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Best of all a lowly bachelor in engineering is enough for the job. Pretty good bang for the buck.
Agreed. Next up on the list is a company paid MBA...really good bang for the buck.

Edit: meant to ask Amoeba. You're an engineer correct? Are you at a manager level?
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If there is one thing I despise most it's blacks always pulling the race card. It's so annoying and is often misplaced.

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Old 11-13-2012, 11:13 PM   #85
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Yep I'm an engineer. Not interested in management. Turned down many chances to become one.

I enjoy creating things. Luckily engineering is one of those things where if you're good at it you can easily make more than your manager.
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Old 11-13-2012, 11:26 PM   #86
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If you don't mind me asking what companies are you guys working for? (Engineers)
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Old 11-14-2012, 12:29 AM   #87
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When looking for schools, I applied for scholarships and when I only got a couple very specific ones I had to find a school that was more affordable. People just need to be realistic.

Really though, I think most of it is the student, not the school. There are good and crappy professors everywhere. The books are probably the same or very similar. The resources are out there if you have the desire to use them. If the student cares enough about the subject to ask questions of the professor during office hours, do additional research online, apply their knowledge, and get internships, he/she will be WAY smarter than a student who went to the best school in the country and did just enough to get the grades. Then, when it comes to jobs, you can easily highlight your skills and experience rather than trying to flaunt the school you went to. A good hiring manager won't care about your school, they will care about you as a person.
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Old 11-14-2012, 12:39 AM   #88
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How much is the monthly loan payment amount for $14,000/yr?

DW had over $100,000 in loans. I think it was like $120k or so. Consolidated. Roughly $400-500/mo over 30 years. Doesn't seem so bad. And this was when rates were much higher (graduated 03 like me). Did school rates jump or something?

I came out with roughly $30,000. 20 yr loan. $190/mo. Say it was $250/mo. Still seems pretty easy provided you have a job. Did things change dramatically or what?
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Old 11-14-2012, 06:46 AM   #89
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Yep I'm an engineer. Not interested in management. Turned down many chances to become one.

I enjoy creating things. Luckily engineering is one of those things where if you're good at it you can easily make more than your manager.
Good to know. I can definitely see that in the advancement structure within my organization. I wouldn't mind being director of Research & Business Development and Product Development down the line though.

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If you don't mind me asking what companies are you guys working for? (Engineers)
I'm working just east of you. For a company called Printpack Inc. as a product development engineer. Most of my work revolves around chemistry, food science, polymers, and plastic processing to make consumer products.

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How much is the monthly loan payment amount for $14,000/yr?

DW had over $100,000 in loans. I think it was like $120k or so. Consolidated. Roughly $400-500/mo over 30 years. Doesn't seem so bad. And this was when rates were much higher (graduated 03 like me). Did school rates jump or something?

I came out with roughly $30,000. 20 yr loan. $190/mo. Say it was $250/mo. Still seems pretty easy provided you have a job. Did things change dramatically or what?
The current rate varies on federal loans between 3-6.5% I believe.
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If there is one thing I despise most it's blacks always pulling the race card. It's so annoying and is often misplaced.
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Old 11-14-2012, 07:26 AM   #90
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So Jenni had no business attending college? You are so full of shiit.
This. Those that cant afford insane tuition prices without taking on debt have no business attending college? OP, I hope you're not serious.
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Old 11-14-2012, 08:33 AM   #91
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Agreed. Next up on the list is a company paid MBA...really good bang for the buck.

Edit: meant to ask Amoeba. You're an engineer correct? Are you at a manager level?
Meh...gf is getting her MBA as it's almost needed in the consulting world..me personally - I would rather get an MSEE. I'm trying to find a Masters program in Econometrics, but it will most likely end up being in MSEE.

I wouldn't do it for the money either, it's just that's the program where they hide all the REALLY cool stuff I'm interested in.

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Yep I'm an engineer. Not interested in management. Turned down many chances to become one.

I enjoy creating things. Luckily engineering is one of those things where if you're good at it you can easily make more than your manager.
I love being an engineer, for these reasons.


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If you don't mind me asking what companies are you guys working for? (Engineers)
Cox Communications currently. Entire work history has been spent in Telecom.

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Old 11-14-2012, 08:47 AM   #92
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This. Those that cant afford insane tuition prices without taking on debt have no business attending college? OP, I hope you're not serious.
Call it what you want. I call it personal responsibility. Knowing what your possible career might be and how much you will make should dictate the maximum amount one should borrow. People are free to do as they wish but when sh!t hits the fan because some people are irresponsible and insensitive to how the real world operates don't go blaming anything and everyone for your mistakes. Also because so many young people are going to school to piddle paddle around it increases the cost for those of us who truly want an education that directly correlates to our future careers.

Edit: and it appears there are several members here that are just as wise and responsible. I'm not the only one.
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If there is one thing I despise most it's blacks always pulling the race card. It's so annoying and is often misplaced.

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Old 11-14-2012, 08:49 AM   #93
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I still don't understand why our college is so expensive compared to, the world.

For taking 11hrs its $1400 at my local CC. I was paying $41/hr in Dallas...whats the deal?
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Old 11-14-2012, 09:04 AM   #94
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This. Those that cant afford insane tuition prices without taking on debt have no business attending college? OP, I hope you're not serious.


Call it what you want. I call it personal responsibility. Knowing what your possible career might be and how much you will make should dictate the maximum amount one should borrow. People are free to do as they wish but when sh!t hits the fan because some people are irresponsible and insensitive to how the real world operates don't go blaming anything and everyone for your mistakes. Also because so many young people are going to school to piddle paddle around it increases the cost for those of us who truly want an education that directly correlates to our future careers.
This is the same way I think. I feel like I'm lucky for an engineer because my tuition isn't as much as some of the bigger schools in the state but I know I will have the means to pay off my loans when I get done with school. My sister on the other hand is going to have a lot harder time paying off her school loans just because of the major she chose. I see this first hand. I don't see the point going to a big university if you know when you are done with school you are going to have a difficult time paying off the loan or their parents are going to pay for their tuition. School has become more of a social event then anything else. People are going to college for the social life and not to learn. I have to learn because well engineers have zero social life.
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Old 11-14-2012, 09:06 AM   #95
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I feel like I've done pretty well for myself with a liberal arts degree. I've never had issues paying off my loans.
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Old 11-14-2012, 09:13 AM   #96
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I feel like I've done pretty well for myself with a liberal arts degree. I've never had issues paying off my loans.
You're an exception. Besides you went to school before our time and avoided the influx of people trying to go.
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If there is one thing I despise most it's blacks always pulling the race card. It's so annoying and is often misplaced.
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Old 11-14-2012, 09:14 AM   #97
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my kids will most definitely be taking community college core classes and then transferring to a 4 year to finish a degree. hell, i'll buy them each a car if they go that route.
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Old 11-14-2012, 09:14 AM   #98
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You're an exception. Besides you went to school before our time and avoided the influx of people trying to go.
you make it sound like I dissected fvcking dinosaurs in biology class or something
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Old 11-14-2012, 09:17 AM   #99
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my kids will most definitely be taking community college core classes and then transferring to a 4 year to finish a degree. hell, i'll buy them each a car if they go that route.
What kind of car? Money for car could be greater than tuition
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Old 11-14-2012, 09:37 AM   #100
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you make it sound like I dissected fvcking dinosaurs in biology class or something
Maybe you did. Maybe you contributed to dinosaur genome sequencing and development of a cloning process.
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If there is one thing I despise most it's blacks always pulling the race card. It's so annoying and is often misplaced.
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