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Old 10-12-2013, 06:20 PM   #1
Alpine
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Join Date: Apr 2004
Location: Brisbane, Australia
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My Ride: 2002 E46 BMW 330Ci
Car insurance due - is Progressive any good?

Hi folks, my car insurance is due in a month (currently with Shannons as they gave me the best premium last year). The renewal from Shannons has come and the premium has increased so just doing the shop around for the best deal.

I happened to see an ad on TV last night for Progressive car insurance, an online insurance company. I plugged in my details on their website and got a quote. By far the cheapest quote I have seen!! Even for both our cars bundled together for full comprehensive cover, Progressive came in at half the price what I currently pay with our current insurers for both of our cars. That is an outstanding price!

So what's the catch with Progressive? Is anybody currently with them, and what are they like in the event of a claim? Any feedback from existing customers?

Thanks in advance.
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Last edited by Alpine; 10-12-2013 at 06:57 PM.
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Old 10-12-2013, 06:45 PM   #2
Inspite
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I have insured my cars with Progressive but as yet I have not made a claim so I can't say good or bad.

Price was good if not best.

They covered my M3 which I found many wouldn't.
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Old 10-13-2013, 05:21 AM   #3
LSM3
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Car insurance due - is Progressive any good?

Do Progressive give you choice of repairer?


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Old 10-13-2013, 05:43 AM   #4
Davew
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Car insurance due - is Progressive any good?

Shannon's cover a windscreen replacement each year of insurance, might want to contemplate that a little in your last month with them. Don't imagine, but could be wrong, that progressive will???


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Old 10-13-2013, 06:40 AM   #5
Alpine
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Quote:
Originally Posted by LSM3 View Post
Do Progressive give you choice of repairer?


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From what I have read, no, it appears they choose the repairer.
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Old 10-13-2013, 07:30 PM   #6
Ballistic325
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No experience with Progressive...

Ring Shannons and tell them that you have better rates elsewhere. Ask them to match the price with similar policy inclusions. I did this with my insurer at renewal time and reduced my premium by over 30%. Their excuse was that the renewal was system generated etc and that they were happy to help over the phone and 'give me a better deal'. Basically, it's a way to fleece people who wouldn't bother comparing premiums or ask for a review.

Alternatively, try Allianz. One of our BMWs is with Allianz and by far (in this case) they have the best policy, inclusions, premiums and choice of repairer.

TL;DR: ring your insurer and ask for a premium review.
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Old 10-13-2013, 08:23 PM   #7
bernie21614
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Re: Car insurance due - is Progressive any good?

I have recently switch to progressive insurance as well, way better rates than geico. It was sad that I had to leave them after 5 years but they couldn't match the low rates progressive was offering me.

I hope progressive turns out to be a good choice.
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Old 10-14-2013, 03:24 AM   #8
MJ80
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Progressive let me spend ages filling out the quote to on the very last question ask if i had had my license suspended in the past 5 years and THEN tell me they dont cover anyone who has had a suspension within 5 years. lol c%$&s
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Old 10-14-2013, 04:01 AM   #9
brokensmile209
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Re: Car insurance due - is Progressive any good?

+1

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Old 10-14-2013, 05:39 AM   #10
Inspite
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Nearly every insurance company I tried to get a quote from wanted my entire life story before telling me they don't cover M3's
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Old 10-14-2013, 05:58 AM   #11
NOVAbimmer
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Car insurance due - is Progressive any good?

Quote:
Originally Posted by Inspite View Post
Nearly every insurance company I tried to get a quote from wanted my entire life story before telling me they don't cover M3's
What insurance company are you going to that doesn't cover an M3? It's not like it's an exotic car or anything.


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Old 10-14-2013, 06:00 AM   #12
NOVAbimmer
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Car insurance due - is Progressive any good?

OP, I recommend people shop around for insurance every couple years or so, just to see what's out there. Hit all the big names, you can get quotes online from all of them.

Then, if you've been happy with your current insurer, call them and tell them the situation. They may or may not be able to cut you a deal.


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Old 10-14-2013, 06:05 AM   #13
CortinaD
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Car insurance due - is Progressive any good?

Quote:
Originally Posted by Inspite View Post
Nearly every insurance company I tried to get a quote from wanted my entire life story before telling me they don't cover M3's
You try cgu?

What sort of dollars? I was quite happy to note this year my m3 insurance premium has dropped by half over the time I've had it.


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Old 10-14-2013, 08:02 AM   #14
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You pay crap, you get crap. No one eats for free. Enjoy.
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Old 10-14-2013, 03:25 PM   #15
gueste46
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I am with CGU. They are not the cheapest but my car is insured for well over what it is worth and the list of inclusions is pretty long. As Worx says, you often get what you pay for.
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Old 10-14-2013, 04:38 PM   #16
finalflash
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For what it's worth Progressive is one of the biggest if not the biggest insurers in the Unites States
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Old 10-14-2013, 06:20 PM   #17
Gee Emm
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Quote:
Originally Posted by Worx View Post
You pay crap, you get crap. No one eats for free. Enjoy.
Yep!

You can get crap anywhere!

Quality, is a bit harder to find, and always costs more.

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Old 10-14-2013, 08:29 PM   #18
gueste46
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If a thing is cheap it will always cost you more.
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Old 11-27-2013, 10:44 PM   #19
funlol
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We had a not a fault claim and were told by the adjuster that our deductible would be $250. We had our vehicle repaired and when we picked it up the deductible was $500. Progressive admitted that it was their mistake; however they would not honor the $250 quote we were given. Also, we have full coverage and rental reimbursement was not included on our policy. The rental car company told us that insurance companies deliberately do not include rental reimbursement because they don't make any money off it. So beware. I would not recommend Progressive as an insurance company.

I think you can find better rates at a company like 4autoinsurancequote.com _sl_

Last edited by funlol; 11-29-2013 at 08:24 PM. Reason: add info
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Old 11-27-2013, 11:42 PM   #20
matt0
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Nearly every insurance company I tried to get a quote from wanted my entire life story before telling me they don't cover M3's
Are you over 25?
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