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Political Talk
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Old 10-16-2013, 01:19 PM   #1
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POLL: Have You Signed Up for PPACA

1. How many have signed up for the PPACA (ObamaCare) Insurance?
2. Has your health insurance premium gone up? (how much)
3. Has your healthcare insurance deductable gone up? (ho much)
4. Have you been able to keep your current healthcare insurance and doctor?
5. Have your hours been reduced due to PPACA?
6. Did your employer stop providing healthcare insurance for employees?
7. Has anyones health insurance gone down $2500?

Interested in others experiences so far, if any, with the PPACA.
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Old 10-16-2013, 01:21 PM   #2
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1. No
2. No
3. No
4. Yes
5. No
6. No
7. No

Obamacare is transparent to me.
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Old 10-16-2013, 01:31 PM   #3
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Re: POLL: Have You Signed Up for PPACA

1. No
2. No
3. No
4. Yes
5. No
6. No
7. No


Sent from my SCH-I535 using BimmerApp mobile app
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Old 10-16-2013, 01:31 PM   #4
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1. How many have signed up for the PPACA (ObamaCare) Insurance? I haven't, nor do I need to since I have employer provided health care.
2. Has your health insurance premium gone up? (how much) Mine went up about as much as it would have regardless of ACA (the increase was right in line with the typical annual increase).
3. Has your healthcare insurance deductable gone up? (ho much) No.
4. Have you been able to keep your current healthcare insurance and doctor? Yes, why wouldn't I?
5. Have your hours been reduced due to PPACA? No. From my reading this is not happening on a widespread basis. Sure, it's happening in some places, but they are not the majority in any sense of the word
6. Did your employer stop providing healthcare insurance for employees? Negative, ghost rider.
7. Has anyones health insurance gone down $2500? I don't think that was a promise for everyone.

Interested in others experiences so far, if any, with the PPACA.
Answers in red.

What are your responses to the questions?
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Last edited by evolved; 10-16-2013 at 01:34 PM.
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Old 10-16-2013, 01:43 PM   #5
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This crudely fabricated and statistically invalid survey is sure gonna convince me of whatever agenda you're pushing.
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Old 10-16-2013, 01:46 PM   #6
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From my company's webpage:

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As part of the Affordable Care Act, the new Health Insurance Public Marketplace opened on October 1, 2013 with coverage starting on January 1, 2014. Everyone in the U.S. (with a few exceptions) will be required to have health insurance or pay a penalty. More information can be found at: Health Insurance Public Marketplace

Please remember that if you are eligible for a (employer) health plan, you are not eligible for federal financial assistance (tax credits) to help you buy an insurance policy for yourself in a Health Insurance Marketplace as (employer's) plans meet the health reform law's "minimum value" and "affordability" standards.

We realize that selecting the right health insurance is a complex decision, and we will continue to update you with more information about the marketplace as it becomes available. If you have questions about the health reform law, please visit www.healthcare.gov.
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Europeans are stoopid. They keep splitting countries, while being jealous of our powa. Of course the EU is good for them, but does that have any real power?

Not even mentioning the efficiencies of larger countries.

As divided as this country is, at least we are one.
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Old 10-16-2013, 01:59 PM   #7
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This crudely fabricated and statistically invalid survey is sure gonna convince me of whatever agenda you're pushing.
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Old 10-16-2013, 02:05 PM   #8
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I kept my insurance (BC/BS of NY) and my premiums went up as did my co-pays. Affordable care act my butt!!
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Old 10-16-2013, 02:11 PM   #9
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I just got back to the office from a presentation on the ACA. My understanding is that everyone's rates are going to be the same (within a given plan/level of coverage), and that health will no longer be a consideration when signing up for insurance. Instead, premium subisides will be available for lower-income folks, so people who make less will pay less for healthcare coverage. In CA, subsidies phase out after about $90k of income for a family of four.

So, basically, if you make more you will subsidize the health care insurance of those who make less. It's very much like how healthy people have historically subsidized the health care of those who were less healthy--but one metric has been substituted for another. And, of course, participation is mandatory.

Last edited by VaderDave; 10-16-2013 at 02:12 PM.
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Old 10-16-2013, 02:15 PM   #10
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i just got back to the office from a presentation on the aca. My understanding is that everyone's rates are going to be the same (within a given plan/level of coverage), and that health will no longer be a consideration when signing up for insurance. Instead, premium subisides will be available for lower-income folks, so people who make less will pay less for healthcare coverage. in ca, subsidies phase out after about $90k of income for a family of four.

so, basically, if you make more you will subsidize the health care insurance of those who make less. It's very much like how healthy people have historically subsidized the health care of those who were less healthy--but one metric has been substituted for another. And, of course, participation is mandatory.
$62,000 for family of 2.
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Old 10-16-2013, 02:19 PM   #11
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1. No
2. No
3. No
4. Yes
5. No
6. No
7. No
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Old 10-16-2013, 02:23 PM   #12
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$62,000 for family of 2.
The obvious answer for you is to start pumping out the kids as fast as you possibly can.
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Old 10-16-2013, 02:34 PM   #13
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Originally Posted by VaderDave View Post
I just got back to the office from a presentation on the ACA. My understanding is that everyone's rates are going to be the same (within a given plan/level of coverage), and that health will no longer be a consideration when signing up for insurance. Instead, premium subisides will be available for lower-income folks, so people who make less will pay less for healthcare coverage. In CA, subsidies phase out after about $90k of income for a family of four.

So, basically, if you make more you will subsidize the health care insurance of those who make less. It's very much like how healthy people have historically subsidized the health care of those who were less healthy--but one metric has been substituted for another. And, of course, participation is mandatory.
So from what you were told:
- everyone's rates are going to be the same;
- health is no longer a factor (I assume this refers to pre-existing conditions?);
- subsidies will be available for lower earners.

So how are those new subsidies for lower earners paid for, if nobody's rates are going up? I don't understand how that can possibly be true.

Last edited by Cabrio330; 10-16-2013 at 02:34 PM.
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Old 10-16-2013, 02:36 PM   #14
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So from what you were told:
- everyone's rates are going to be the same;
- health is no longer a factor (I assume this refers to pre-existing conditions?);
- subsidies will be available for lower earners.

So how are those new subsidies for lower earners paid for, if nobody's rates are going up? I don't understand how that can possibly be true.
People making over $200,000 are being taxed, companies are being taxed, and I think indoor tanning salons are being taxed like 10%, which is a smart move because who the **** is going to complain about that
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Old 10-16-2013, 02:36 PM   #15
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The obvious answer for you is to start pumping out the kids as fast as you possibly can.
twins I need twins
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Old 10-16-2013, 02:37 PM   #16
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People making over $200,000 are being taxed, companies are being taxed, and I think indoor tanning salons are being taxed like 10%, which is a smart move because who the **** is going to complain about that
John Boehner is probably super pissed. Him and his Super PAC of teenage blond girls are totally going to start a Facebook petition, or something.
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Old 10-16-2013, 02:38 PM   #17
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Yet another aspect of life where I have to pay for someone else's shortcomings.

p.s - I thought the promise was that this law would lower everyone's rates?
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Last edited by Act of God; 10-16-2013 at 02:40 PM.
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Old 10-16-2013, 02:43 PM   #18
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My understanding is that the goal is to lower everyone's rates over time by having a larger pool of insureds. In addition, the new law provides for some level of regulation of health care procedure rates--providers will have to provide some level of justification/support for the rates they charge. This will, supposedly, help to combat excessive charges and lower costs across the board.
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Old 10-16-2013, 02:45 PM   #19
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fix what doctors and hospitals charge first.

one band aid costs $10. how do you justify that?
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Old 10-16-2013, 02:45 PM   #20
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p.s - I thought the promise was that this law would lower everyone's rates?
I wasn't aware that this was a "promise" to everyone, but I do remember seeing that if someones rates went up less than they normally would have, then that = lowering someones rate. Mathematically it's true, I suppose.
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