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Old 08-25-2008, 05:52 PM   #1
jnghiem005
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Car got hit by someone w/ no insurance. What to do?

On 6/29/08 a guy in a beatup old truck side swiped the rear end my car and try to make a run for it. I was able to find the SOB but to no surprise, he has no drivers license, no insurance, and only has a Mexico id. I took pictures of his car including license plate, and got signed letter of admitting fault. I got an estimate of $800 to repair my car and the guy agrees to pay that amount in 1 months. Well, its been over a 1.5 months and the guy keeps giving excused for not having the money, and this pass Sunday he was suppose to give me the money. NOt surprisingly, i get no phone call, nor can i get a hold of him at his house. I'm pretty much run out of patience.

ANy advice to what i can do guys, my car only has liability insurance so they won't handle this case.
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Old 08-25-2008, 05:54 PM   #2
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congrats now you have someone mowing your lawn for the rest of your life.
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Old 08-25-2008, 06:00 PM   #3
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congrats now you have someone mowing your lawn for the rest of your life.


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Old 08-25-2008, 06:03 PM   #4
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Call INS?
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Old 08-25-2008, 06:03 PM   #5
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thats like my worst nightmare...gettin hit hard by someone with no insurance
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Old 08-25-2008, 06:04 PM   #6
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thats like my worst nightmare...gettin hit hard by someone with no insurance
mine too. that's why you always call the cops. and take plenty of pictures.
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Old 08-25-2008, 06:08 PM   #7
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mine too. that's why you always call the cops. and take plenty of pictures.
I took plenty of pictures, but the nice guy in me said to give him a break by not calling the cops. I have the guys address and thought about filing a claim in court, but since he is illegal how would that work out?
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Old 08-25-2008, 06:09 PM   #8
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That's why you have uninsured motorist. Can't you report them to the DMV? Sounds like you're SOL.
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Old 08-25-2008, 06:19 PM   #9
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Originally Posted by jnghiem005 View Post
On 6/29/08 a guy in a beatup old truck side swiped the rear end my car and try to make a run for it. I was able to find the SOB but to no surprise, he has no drivers license, no insurance, and only has a Mexico id. I took pictures of his car including license plate, and got signed letter of admitting fault. I got an estimate of $800 to repair my car and the guy agrees to pay that amount in 1 months. Well, its been over a 1.5 months and the guy keeps giving excused for not having the money, and this pass Sunday he was suppose to give me the money. NOt surprisingly, i get no phone call, nor can i get a hold of him at his house. I'm pretty much run out of patience.

ANy advice to what i can do guys, my car only has liability insurance so they won't handle this case.
Hope you filed a police report. If not, you have no one to blame but yourself.
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Old 08-25-2008, 06:37 PM   #10
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Hope you filed a police report. If not, you have no one to blame but yourself.
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he's just the resident off-topic ball breaker. Dont take it personally.
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Old 08-25-2008, 06:47 PM   #11
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u shoulda complained about neck pains and called the cops!!!!!!
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Old 08-25-2008, 07:01 PM   #12
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Nice guy always gets screwed
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Old 08-25-2008, 07:09 PM   #13
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especially by illegals...
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Old 08-25-2008, 07:34 PM   #14
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should have filed a report
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Old 08-25-2008, 08:02 PM   #15
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Originally Posted by jnghiem005 View Post
I took plenty of pictures, but the nice guy in me said to give him a break by not calling the cops. I have the guys address and thought about filing a claim in court, but since he is illegal how would that work out?
You idiot. Now he'll get another car and continue driving uninsured.
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Old 08-25-2008, 08:05 PM   #16
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wtf, call the cops always....
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Old 08-25-2008, 08:49 PM   #17
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thats like my worst nightmare...gettin hit hard by someone with no insurance
call the cops and file a claim with your insurance company which of course you pay for uninsured motorist coverage.

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Old 08-25-2008, 08:52 PM   #18
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Originally Posted by jnghiem005 View Post
I took plenty of pictures, but the nice guy in me said to give him a break by not calling the cops. I have the guys address and thought about filing a claim in court, but since he is illegal how would that work out?
Let me get this straight....

You saw him hit your car, you saw him try to do a hit and run and not take responsibility for it, then you thought you would be a nice guy and give HIM a break?

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Old 08-25-2008, 08:56 PM   #19
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Old 08-25-2008, 09:00 PM   #20
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Originally Posted by jnghiem005 View Post
On 6/29/08 a guy in a beatup old truck side swiped the rear end my car and try to make a run for it. I was able to find the SOB but to no surprise, he has no drivers license, no insurance, and only has a Mexico id. I took pictures of his car including license plate, and got signed letter of admitting fault. I got an estimate of $800 to repair my car and the guy agrees to pay that amount in 1 months. Well, its been over a 1.5 months and the guy keeps giving excused for not having the money, and this pass Sunday he was suppose to give me the money. NOt surprisingly, i get no phone call, nor can i get a hold of him at his house. I'm pretty much run out of patience.

ANy advice to what i can do guys, my car only has liability insurance so they won't handle this case.
I'm not sure what the statute of limitations is for this kind of stuff, but I would file a report. I would then take him to small claims court.
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