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General BMW Model Discussion
All non E46 BMW model questions in here. Look below for E36, E90 and F30 specific forum. For additional model specific forums check out bimmerfest.com!

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Old 07-28-2009, 02:01 PM   #1
SheriffA
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5 series lease price and delivery

How much would a 528 xi lease be with decent options. GF is getting one. Also how long would delivery take. When i ordered mine it was 2.5 mo. They quoted her 6-8 wks which i don't believe
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Old 07-28-2009, 02:14 PM   #2
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lots of missing info there....but we have maybe 10 on the lot right now
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Old 07-28-2009, 04:47 PM   #3
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18k miles/yr
3k down
36 mo
54k sticker price
09 or 10
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Old 07-28-2009, 04:51 PM   #4
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ur lookin around 800-900 a month
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Old 07-28-2009, 04:54 PM   #5
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Originally Posted by EuroBmrDude View Post
ur lookin around 800-900 a month
I find that a little difficult to believe. i had an 05 M3 that had a sticker price of 58k and I was paying 730/mo with the same terms
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Old 07-28-2009, 04:54 PM   #6
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hmm maybe its just me lol
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Old 07-28-2009, 05:32 PM   #7
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my new 535xi with EVERY option is like 850 a month
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Old 07-28-2009, 05:34 PM   #8
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Buy > Rent
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Old 07-28-2009, 05:35 PM   #9
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Buy > Rent
buying you loose more money by depreciation value thn actually leasing (renting) out the car
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Old 07-28-2009, 08:20 PM   #10
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buying you loose more money by depreciation value thn actually leasing (renting) out the car
true.

leasing only works however if u can do without driving a ton.

some ppl also like to not have car payments.
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Old 07-28-2009, 09:03 PM   #11
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My sister has 08 or 09 528i, we leased it, came out to be around 54k. We put 0 down because it was a better option and it was better to save the 3500 down and pay it monthly. It came out to be around 730 a month. But if we put down it was around 580 a month.
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Old 07-28-2009, 10:57 PM   #12
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Originally Posted by EuroBmrDude View Post
buying you loose more money by depreciation value thn actually leasing (renting) out the car
Not when you keep a car for 5 or more years.
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Old 07-29-2009, 12:25 AM   #13
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Not when you keep a car for 5 or more years.
true that, forgot to mention it
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Old 07-29-2009, 12:31 AM   #14
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Leasing is more advantageous than buying if the dealers underestimate the amount the car will depreciate. You think dealers are stupid enough not to factor depreciation into your leasing cost?

For example, when people leased trucks and SUVs in 2007, they paid a flat rate per month. Then when oil prices really spiked up during the summer of 08, everybody turned in their leased trucks and SUVs and dealers were hit with heavy losses because the trucks and SUVs depreciated far more than they had expected. Leasing a car is essentially renting a car during its worst years of depreciation which is why it's so dumb. Unless you're a business that can write off depreciation as an accounting expense, it's always more advantageous to buy than lease.

People are dumb.
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Old 07-29-2009, 12:37 AM   #15
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^ Umm ok check this out

Bought brand new 3er for $42k out the door ------ 2 years after that traded it in and only got $22 for it

So I lost $20k in depriciation value over 2 years of owning the car

If I would leased it....$540 a month X 24 = $12960

So which one is better? loosing $20K in depriciation vs $13K in (renting a car)?
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Old 07-29-2009, 12:41 AM   #16
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Well in your case, you had it short term where it made sense. If you plan on keeping the car for a while, leasing just doesn't make any sense
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Old 07-29-2009, 12:44 AM   #17
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^ Umm ok check this out

Bought brand new 3er for $42k out the door ------ 2 years after that traded it in and only got $22 for it

So I lost $20k in depriciation value over 2 years of owning the car

If I would leased it....$540 a month X 24 = $12960

So which one is better? loosing $20K in depriciation vs $13K in (renting a car)?
Quote:
Originally Posted by Rapier7
Leasing is more advantageous than buying if the dealers underestimate the amount the car will depreciate.
You lost 20k in depreciation because you traded your car in. A new 3 series is estimated to lose about 13.5k in 2 years. Leasing a new 3 series for 2 years at a cost of 12960 not including your signing cost would put owning over leasing.

You lose.

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Quote:
Originally Posted by BMW_Matt
Well in your case, you had it short term where it made sense. If you plan on keeping the car for a while, leasing just doesn't make any sense
No! Leasing never makes financial sense for most people because leasing is paying the cost of depreciation on top of your contract signing. You don't have a clue what you're talking about. Why would leasing a car short term (all leases are short term anyways) make sense?
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Old 07-29-2009, 12:48 AM   #18
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not including your signing cost would put owning over leasing.

Signing cost....$0
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Old 07-29-2009, 12:50 AM   #19
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Signing cost....$0
I was gunna say... when is there ever a signing cost? Never heard of such a thing Maybe CA doesn't have such terms?

Leasing makes WAY more sense for those who constantly change cars. The only time leasing doesn't make sense is if someone intends on paying off and keeping the car beyond their contract. Otherwise depreciation and leasing are nearly equal (assuming you sell private party... trading in is a huge mistake if you're looking to get the most back)
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Old 07-29-2009, 12:56 AM   #20
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Signing cost....$0
Then the dealerships are getting desperate for cash flow. In most cases there is always a signing cost (usually ranging from 1-4k, depending on the vehicle in question).

I can then refer to my original argument:

Quote:
Originally Posted by Rapier7
Leasing is more advantageous than buying if the dealers underestimate the amount the car will depreciate.
Look, future depreciation is much like the stock market. You don't know what the exact value will be in any point in the future. Dealers make guesses as to how much the car will depreciate and then factor that in to the total lease cost.

In a perfect market, leasing would be as efficient as owning (as in, you could do either one and come out fine), but leasing is usually more profitable for dealers because of the "gotta have the latest model" urge of consumers and the lower up front cost (which plays into consumer mentality).
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