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Old 04-06-2011, 10:58 PM   #1
yoolykeme
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Allstate DriveWise program and wants me to stick something in my OBDII port.

https://drivewise.allstate.com/dw/dr...mon/termsofuse

http://chicagobreakingbusiness.com/2...e-driving.html


I think it started in Chicago, so you might not have it by you, yet.

But I just bought me a 600hp (crank) S/C'ed E46 M3. Upon getting my insurance papers, they want me to drive around with this thing plugged in, and it will transmit my driving habits to the Allstate mothership. It records accleration, top speeds, hard cornering and braking. If you drive within parameters, you can qualify for a discount.

Within parameters? Riiiight....

I didn't install it and they called a couple of days later and said that they haven't registered anything yet. I was like, oh, maybe it fell out.

Anyway...what's up?
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Old 04-06-2011, 11:07 PM   #2
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Old 04-06-2011, 11:09 PM   #3
kaput
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Drive nice for the duration, unplug it when you are out acting like a tool, and get your discount, and have fun...
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Old 04-06-2011, 11:11 PM   #4
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Old 04-06-2011, 11:13 PM   #5
JonJon
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I wouldn't want ANYTHING in my car transmitting anything to anyone, anywhere....

They can save their discount
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I agree with JonJon.
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Old 04-06-2011, 11:15 PM   #6
DevilDoc87
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Drive nice for the duration, unplug it when you are out acting like a tool, and get your discount, and have fun...
Wording of the terms of service basically say it always has to be plugged in and they use 12 months of data to calculate the discount. Doesn't really seem worth it.
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Old 04-06-2011, 11:17 PM   #7
Drew@Swift Motorworks
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I wouldn't want ANYTHING in my car transmitting anything to anyone, anywhere....

They can save their discount
yeah but I mean you're kinda paranoid about those sorts of things

this is pretty normal.
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Old 04-06-2011, 11:29 PM   #8
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Having that in a 600 hp m3? Talk about torture.
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Old 04-06-2011, 11:33 PM   #9
s142s14a
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Soooo Mr Smith, our black box reported your throttle position at 100% and it measured your speed at approximately 86.347 mph before the "accident" soooo were denying your claim based on our discount measuring device....
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Old 04-06-2011, 11:36 PM   #10
Coldintake
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yeah but I mean you're kinda paranoid about those sorts of things

this is pretty normal.
I wasn't aware that it was the norm to have your entire driving habits sent electronically to an insurance company.. you know, the same people who try to screw you out of every dollar every chance they get.

I'm with bonbon... the ins comp can keep their discount.
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Old 04-06-2011, 11:42 PM   #11
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I wouldn't want ANYTHING in my car transmitting anything to anyone, anywhere....

They can save their discount
This.

Quote:
Originally Posted by s142s14a View Post
Soooo Mr Smith, our black box reported your throttle position at 100% and it measured your speed at approximately 86.347 mph before the "accident" soooo were denying your claim based on our discount measuring device....
And this. I don't care what they say, it will be used against you in the event of an accident. Call them up, ask them where they want you to mail the dongle back to and tell them to shove their discount up their anus. I wouldn't put that thing on my car, let alone a boosted 600 horse m3.

The crap thing is, soon enough insurance will require these in all cars. Starts as a discount, become mandatory.
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Old 04-06-2011, 11:42 PM   #12
mestupmonkydude
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lawl. I read about that before. i say screw it, just another way for them to get into our lives.
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Old 04-06-2011, 11:51 PM   #13
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like they don't have access to our social security number, our home address, or anything. Lawl


I would give up a day to drive slowly and nicely to get better rates from my insurance company.

but just in saying that, let me make a quick edit: How long would they require you to keep this on?
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Old 04-06-2011, 11:51 PM   #14
yoolykeme
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I never thought about the whole pre-accident thing. Good point.

My mom's car is also insured under the same policy. Maybe we'll just put it in her's. She doesn't drive fast, let alone, drive that much, anyway.

After reading the terms, the funniest part is that I have to pay $10 to join the program.
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Old 04-06-2011, 11:53 PM   #15
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Wow


"Claims

Data from the device may be deemed discoverable by third parties and used in accident investigation and/or litigation. Allstate and/or the participant may be legally required to provide the data to others or their legal counsel, and you should not expect to retain data privacy or confidentiality. Unless you specifically make a request to us in writing, we will not use data obtained from the device to resolve any specific claim you or another operator of your vehicle may make with us."
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Old 04-06-2011, 11:54 PM   #16
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It has to be installed for a continuous 12 months.


Quote:
Originally Posted by Drewdown View Post
like they don't have access to our social security number, our home address, or anything. Lawl


I would give up a day to drive slowly and nicely to get better rates from my insurance company.

but just in saying that, let me make a quick edit: How long would they require you to keep this on?
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Old 04-06-2011, 11:59 PM   #17
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It has to be installed for a continuous 12 months.
I take back everything I said previously and replace it with this:

FUCK THAT SHIT
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Old 04-07-2011, 12:10 AM   #18
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OP is u trolling?
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Old 04-07-2011, 12:13 AM   #19
southpaw
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And then I found 5 dollars.
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Old 04-07-2011, 12:23 AM   #20
scott0482
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just opt out of the program and get a normal insurance policy..
tell them you are going to switch to a new insurance company and you may get at least some kind of discount..
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