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Old 05-04-2012, 10:49 PM   #1
FenderGuy05
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I was getting ready to do all this DIY work...

And this happens...sucks. I was on the way back to work on my lunch break, to get the wallet I left in my desk and zoned out on a road I travel everyday. Thought it was a stop sign, before I could do anything I realized it was a red light, went into the intersection, was able to swirv and avoid a head on with the side of the Chevy Tahoe, but couldn't avoid taking it on the side of my car...

Oh well, could have been worse, we were both okay, and it was a slow moving street. Don't think it's enough to be a writeoff. What do you guys think?
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Old 05-04-2012, 10:57 PM   #2
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That will buff right out

Jokes aside, Glad your ok. It looks like two new doors and a lot of work on rear panel. What did you hit?
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Old 05-04-2012, 11:23 PM   #3
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Looks like one of those "battle damage He-Man/Transformers/Matchbox cars" from back in the day. I say try to spin the panel over and see if it's okay on the flip side. Glad everyone's okay.
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Old 05-04-2012, 11:24 PM   #4
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Hmmm, it looks close to a write-off to me. I'm thankful you're alright and I hope it all goes okay.
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Old 05-04-2012, 11:28 PM   #5
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I agree, looks like you've seriously hit integral chassis structure. Glad you're okay!
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Old 05-04-2012, 11:32 PM   #6
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Its on the edge for a write off I'd say.
All depends on the shop and the adjuster.

Its good to hear that no one was hurt.

Also since you didn't have a lot of maintenance done( taking from the first post), even if its a write off buy another one with the insurance money and do the DIY on the new one. Just trying to direct you the brighter side my friend.
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Old 05-04-2012, 11:47 PM   #7
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God I hope it's not...I've only had the car for about six and a half monthes...first accident that's my fault ever, sucks so much. I have to wait until Monday to hear from the adjuster, so we'll see where it goes. Car averages around 9k worth on nada, and kbb...
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Old 05-05-2012, 12:10 AM   #8
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Car is a write off.
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Old 05-05-2012, 12:27 AM   #9
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Glad everyone is ok!

It's a goner The doors are replaceable, but that rear quarter panel would need to be cut out and a new one welded in. Not to mention damage to the structure of the B pillar Remember that totaled doesn't mean the damages are equal or more than the value. They just have to be equal or more than a certain percentage of the value.
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Old 05-05-2012, 12:31 AM   #10
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****, well if it is I've already found a possible m3 in the area for a decent price. I've never been through a process like this, I know I have to negotiate the best price form the insurance agency. How much does it typically cost to buy the totalled car from the insurance company, mainly for the parts I put in. I'd mainly be looking to take my radio out, corners, sides, tails, and angel eyes, and replace them all with the original parts I still have in a storage unit.

Thanks for any advice!
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Old 05-05-2012, 12:59 AM   #11
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The first response to these threads always seems to be: "It'll buff right out" lol.

Glad you're okay. Could've been much worse I'm sure! Think positively!
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Old 05-05-2012, 01:17 AM   #12
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If I were you I would hope it's totaled. I wouldn't want the car back even if they did fix it.

Take the settlement money and buy a new car.
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Old 05-05-2012, 01:20 AM   #13
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If I were you I would hope it's totaled. I wouldn't want the car back even if they did fix it.

Take the settlement money and buy a new car.
+1
damaged car is damaged
it won't really be worth much in a resale after an accident. so a total would be a good thing. i can understand you not wanting that to happen though. i can't imagine totaling my car.
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Old 05-05-2012, 01:21 AM   #14
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Totaled
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Old 05-05-2012, 01:36 AM   #15
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****, well if it is I've already found a possible m3 in the area for a decent price. I've never been through a process like this, I know I have to negotiate the best price form the insurance agency. How much does it typically cost to buy the totalled car from the insurance company, mainly for the parts I put in. I'd mainly be looking to take my radio out, corners, sides, tails, and angel eyes, and replace them all with the original parts I still have in a storage unit.

Thanks for any advice!
In my opinion, you're better off letting the insurance company buy it and be done with it. If you have access to the car, the sides, tails, AEs and corners would take less than an hour and a half to swap over. Keep in mind though that the insurance adjuster bases the value of the car based pretty much solely (aside from spec and mileage) upon appearance. A nice radio might be worth more to the insurance company than you think. My friend's car was recently totaled. In the case of my friend, he just had small appearance things on his car and that was enough to indicate to the adjuster that it was well taken care of and in 'excellent' condition. He actually got more than Blue Book for it.
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Old 05-05-2012, 02:44 AM   #16
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A stop sign and a red light both mean stop.
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Old 05-05-2012, 08:04 AM   #17
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All the stop signs on the road are for the cross traffic only, hence why I though I was alright. Bad day all around.

Main reason I'd rather not have it written off, aside from it being my car, is that I still owe a good chunk on the auto loan right now, right on the line of what the car is worth.
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Old 05-05-2012, 08:16 AM   #18
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I must point out the irony of your username.

Glad you're okay, but yes it is most likely totaled.
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Old 05-05-2012, 09:12 AM   #19
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****, well if it is I've already found a possible m3 in the area for a decent price. I've never been through a process like this, I know I have to negotiate the best price form the insurance agency. How much does it typically cost to buy the totalled car from the insurance company, mainly for the parts I put in. I'd mainly be looking to take my radio out, corners, sides, tails, and angel eyes, and replace them all with the original parts I still have in a storage unit.

Thanks for any advice!
Why don't you part them out now while you wait for the adjuster?
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Old 05-05-2012, 09:27 AM   #20
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Originally Posted by FenderGuy05 View Post
****, well if it is I've already found a possible m3 in the area for a decent price. I've never been through a process like this, I know I have to negotiate the best price form the insurance agency. How much does it typically cost to buy the totalled car from the insurance company, mainly for the parts I put in. I'd mainly be looking to take my radio out, corners, sides, tails, and angel eyes, and replace them all with the original parts I still have in a storage unit.

Thanks for any advice!
If you have any of your stock parts then take out your aftermarkets, the insurance company isn't going to know. Lol, the car is most likely a write-off. Pay off that loan and get into another car. Not worth the hassle down the road. They'll give you market-value on your car. That's what your covered for. But anyways good thing your okay and good luck.
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