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Love Line

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Old 09-03-2014, 10:15 AM   #1
Trashcan
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Time for a ring. School me

First off, i know there's a lot of room to bring them down on price. But what should I be looking for? What's the best way to get the best ring for the best price? Online ring shopping sketches me out. I understand the basics of the 4 c's , but I'm by no means an expert. I haven't figured my budget exactly but I'd like to keep it under 2,000. Honestly the cheaper the better. Please help me!
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Old 09-03-2014, 10:31 AM   #2
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Buy the diamond and the setting separately. You can get a good quality diamond at a pawn shop for a decent price and purchase a setting separately... or the whole thing at the pawn shop and get it professionally cleaned to look new.
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Old 09-03-2014, 11:04 AM   #3
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Definitely buy the diamond and the setting separately. I would normally say don't go to a pawn shop because you never know how accurate the CCCC ratings will be unless you bring in someone from the outside to appraise it on the spot. That said, your budget is $2000 which means you're not going to be able to afford much of a stone or a setting.

I think I spent close to $5000 on the setting along for the engagement ring. The wedding band was another $4000
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Old 09-03-2014, 11:30 AM   #4
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I spent about $6k total, 0% financing ftw. Platinum three stone setting. Was very nice, wife still gets complements on it.

edit: but yes, buy separate.

inb4 bluenile.com
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Old 09-03-2014, 11:43 AM   #5
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Definitely buy the diamond and the setting separately. I would normally say don't go to a pawn shop because you never know how accurate the CCCC ratings will be unless you bring in someone from the outside to appraise it on the spot. That said, your budget is $2000 which means you're not going to be able to afford much of a stone or a setting.

I think I spent close to $5000 on the setting along for the engagement ring. The wedding band was another $4000
True, but you could always teach yourself about them, obviously you wouldn't be an expert on diamonds, but you could learn enough about them to be able to buy a decent stone.

I got my wife's diamond from my pawn shop and although it isn't flawless, it is still a great diamond (ring appraised at $14k 1.04 CT; setting cost me $1,299)
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Old 09-03-2014, 01:13 PM   #6
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We looked at some that she was really into for 3ish. With the baby coming in January i don't see a 5 grand ring as a financial priority. Plus I've finally gotten my credit cards down to almost completely paid off and I'm not exactly excited to go run another line of credit. I was thinking about checking the pawn shop to see what they have, but was a bit skeptical of that with my level of knowledge. Studying up doesn't sound like a bad idea though.

Do you just go to the jewelry counter at the pawn shop and ask to see what they have for lose diamonds?
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Old 09-03-2014, 01:21 PM   #7
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Do you just go to the jewelry counter at the pawn shop and ask to see what they have for lose diamonds?
If you brush up on diamonds, you could just go look at rings with diamonds already in them. A lot of the time at pawn shops you would get a great deal for the whole ring including diamond. A lot of pawn shops that I know don't sell loose diamonds (including my pawn shop), but you never know what you could find.
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Old 09-03-2014, 02:46 PM   #8
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We looked at some that she was really into for 3ish. With the baby coming in January i don't see a 5 grand ring as a financial priority. Plus I've finally gotten my credit cards down to almost completely paid off and I'm not exactly excited to go run another line of credit. I was thinking about checking the pawn shop to see what they have, but was a bit skeptical of that with my level of knowledge. Studying up doesn't sound like a bad idea though.

Do you just go to the jewelry counter at the pawn shop and ask to see what they have for lose diamonds?
That's totally understandable and good for you for paying that sh1t down. FWIW, I wouldn't go to a pawn shop mainly because I wouldn't feel good giving something to my wife to be that was meant for someone else but to each their own.

Definitely buy the diamond and ring separate. For a $2k budget, go for quality over size and white gold over platinum. A smaller diamond that really shines will look better than a larger, dull looking stone. Where in 'sconny are you? I can ask around for places friends have bought rings in the Madison/Milwaukee area if you want. Otherwise if you're closer to the MSP area or want to come up here, I can point you in the right direction myself.

I paid roughly $4500 for my wife's engagement ring, $4000 for the stone and $200 for the band, in the MSP area. She just wanted a basic solitaire band with no frills. I went for the highest quality diamond I could find in that price and size range. She gets complimented on how great it looks and that it looks bigger than it is all the time. That might be a good option for you as well to direct as much of your budget to the diamond and less to the band itself. Don't forget about tax, it ends up being quite a bit on a purchase that large.
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Old 09-03-2014, 03:49 PM   #9
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I don't understand the point of some thousand dollar ring that has zero function.

Silly societal "norm"....

Getting my bish an onion ring.
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Old 09-03-2014, 04:06 PM   #10
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I don't understand the point of some thousand dollar ring that has zero function.

Silly societal "norm"....

Getting my bish an onion ring.
As long as you find the right woman you shouldn't have a problem pulling this off. Finding one of the 10 women in North America who is okay with this will be a challenge.

So yes, you'll end up buying a ring. You don't have to understand it.
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Old 09-03-2014, 04:33 PM   #11
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FWIW, I wouldn't go to a pawn shop mainly because I wouldn't feel good giving something to my wife to be that was meant for someone else but to each their own.
Understandable opinion, but a lot of the jewelry that is sold in jewelry stores is technically used. They buy gold/diamonds and melt down the gold and resell the diamonds. That's just a pet peeve of mine when some customers complain about the price when they are buying "used gold".
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Old 09-04-2014, 11:37 PM   #12
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Pulled the trigger and picked one up today. Honestly didn't expect to for a month or 2. I went to a local shop i was recommended to from a buddy at work. It's family own/run so there's no commission and crazy mark ups. They had some surprisingly nice stuff in my range and did an additional 20% off already surprising prices with cash.

She showed me one that was previously worn/owned with a really nice .75 ct center stone (one below top grade on clarity and really good imperfection rating. Shines amazingly and has cert done from a 3rd party not related to the shop). She said normally a stone like that alone goes for close to 4k (i think she talked it up a little, but honestly not much compared to what i saw at other shops) along with 12 other great quality diamonds in the band adding an additional .4ct weight in 18ct gold band. Had it marked at a great $3300 to start with (i told her my budget was 2k). Asked for $2,500, so she called her dad to see if he would, and they said $2500 + tax out the door. Told her i would set up a lay away and put 1k down today. Thought about it on the way to the bank though, came back with $2,400 cash and told her nobody wants to write up a layaway sheet for $75 every 2 weeks when i come in for the next 6+ months (would have paid that off within a month ), so $2,400 was all I had (in that pocket :shh: ) and I'd do that including everything to take it out the door. She called her dad, he didn't answer, so she said yes. Got the cert papers and they're mailing an appraisal for insuring it.

Seriously can't handle not giving it to the gf yet, but I'm trying to wait for the perfect moment, and get her parents blessings first.

It's only a 71 cut and is square, but all in all I'm quite happy.
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Old 09-05-2014, 09:46 AM   #13
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Old 09-06-2014, 06:36 PM   #14
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Find one in a trashcan.


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Old 09-08-2014, 10:39 AM   #15
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I don't understand the point of some thousand dollar ring that has zero function.
You'd be pissed if you got stuck with a tiny/cloudy/yellow/poorly-cut stone accompanied by an ugly setting. Imagine having to stare at that every day for the rest of your life.

The truth of the matter is, it basically says "My husband loves me |---- this ---| much".

Happy wife, happy life. That's it's function.
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Old 09-08-2014, 01:43 PM   #16
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I don't understand the point of some thousand dollar ring that has zero function.

Silly societal "norm"....

Getting my bish an onion ring.
zero function is the description you will give your dick if you don't put some money into a ring. dumbazz.
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Old 09-08-2014, 01:56 PM   #17
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Glad you are doing the right thing. Hope she says yes! And will you tell her the ring's past??
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Old 09-08-2014, 06:28 PM   #18
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I don't understand the point of some thousand dollar ring that has zero function.

Silly societal "norm"....

Getting my bish an onion ring.
Ah yes, here we have a perfect example of a not married, not in a long term relationship, and clueless man. Sadly, this species continues to thrive to this very day.
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Old 09-09-2014, 10:54 PM   #19
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Nice ring. I went with a 2 Ct Solitaire. When i gave it to her she asked why is it so big? Then a YES! I should of got something way smaller then spend the extra couple grand on the car But remember happy wife happy life
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Old 09-10-2014, 10:16 AM   #20
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I got so stressed out about the proposal, i started a big argument and this aren't good right now.
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