E46 BMW Social Directory E46 FAQ 3-Series Discussion Forums BMW Photo Gallery BMW 3-Series Technical Information E46 Fanatics - The Ultimate BMW Resource BMW Vendors General E46 Forum The Tire Rack's Tire Wheel Forum Forced Induction Forum The Off-Topic The E46 BMW Showroom For Sale, For Trade or Wanting to Buy

Welcome to the E46Fanatics forums. E46Fanatics is the premiere website for BMW 3 series owners around the world with interactive forums, a geographical enthusiast directory, photo galleries, and technical information for BMW enthusiasts.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact contact us.

Go Back   E46Fanatics > BMW Regional Forums > Regional Forums > Australia

Australia
Check out other E46Fanatics members rides in the Enthusist Directory!

If you don't have your garage setup, sign up today HERE

Reply
 
Thread Tools Search this Thread Rate Thread Display Modes
Old 11-22-2012, 08:18 PM   #1
rodsfromday
Registered User
 
Join Date: Sep 2010
Location: Woongoolba,Queensland
Posts: 562
My Ride: 323CI
CTP Insurance

I noticed that they are all the same price. So does it really matter who you go with? All my policies are with AAMI.
Thanx
__________________

German Engineering at its best
rodsfromday is offline   Reply With Quote
Ads by Google

Guests, get your FREE E46Fanatics.com membership to remove this ad.
Old 11-22-2012, 09:49 PM   #2
Ballistic325
Registered User
 
Join Date: May 2009
Location: Sydney
Posts: 2,191
My Ride: slow and steady
Yes it does - varying add on benefits such as at fault driver cover, coverage for all drivers and ages etc...

Insurance peeps want to chime in with specifics?
__________________

I can help with
* Reading Codes / Coding your car
* R&R FCAs, Tie Rods, Sway links....
* RTABs

Need an RTAB tool? Or clutch fan and water pump tools? PM me.
Ballistic325 is offline   Reply With Quote
Old 11-22-2012, 11:24 PM   #3
DeclanM3
Registered User
 
Join Date: Aug 2008
Location: Sydney
Posts: 3,362
My Ride: 332Ci
Quote:
Originally Posted by Ballistic325 View Post
Yes it does - varying add on benefits such as at fault driver cover, coverage for all drivers and ages etc...

Insurance peeps want to chime in with specifics?
CTP for most vehicle classes is the same price across all providers in QLD. This is because in recent times every provider has opted to charge the maximum allowed price. The cover is identical across providers with the exception of Driver Protect covers which provides basic cover for injury to the driver in an accident. Cover for Driver Protect varies so if you want this cover it pays to do some research.

The biggest thing to note is that CTP only provides cover for personal injury and not for property. Despite a common belief that CTP covers property damage you may cause to other vehicles, street signs, buildings etc. this isn't the case. If you're after this type of cover then you need Third Party Property Insurance or Third Party Property Fire & Theft.

Whilst the price of CTP doesn't vary some providers offer multi policy discounts so you may actually save money (albeit indirectly) should you choose to have your CTP with the same provider as your other insurance products.

#SeeThePDSForDetails
__________________


DeclanM3 is offline   Reply With Quote
Old 11-22-2012, 11:50 PM   #4
gueste46
Banned User
 
Join Date: May 2011
Posts: 1,607
Quote:
Originally Posted by DeclanM3 View Post
CTP for most vehicle classes is the same price across all providers in QLD. This is because in recent times every provider has opted to charge the maximum allowed price. The cover is identical across providers with the exception of Driver Protect covers which provides basic cover for injury to the driver in an accident. Cover for Driver Protect varies so if you want this cover it pays to do some research.

The biggest thing to note is that CTP only provides cover for personal injury and not for property. Despite a common belief that CTP covers property damage you may cause to other vehicles, street signs, buildings etc. this isn't the case. If you're after this type of cover then you need Third Party Property Insurance or Third Party Property Fire & Theft.

Whilst the price of CTP doesn't vary some providers offer multi policy discounts so you may actually save money (albeit indirectly) should you choose to have your CTP with the same provider as your other insurance products.

#SeeThePDSForDetails
Ditto
gueste46 is offline   Reply With Quote
Old 11-23-2012, 12:15 AM   #5
Brissyjohn
Registered User
 
Join Date: Jun 2011
Location: Brisbane, Australia
Posts: 345
My Ride: 2003 325ti
If you intend using the car in occasional motor sport (track days, motorkhana, hill climb etc.) you may need a CTP motor sport extension for the event. Some insurers charge $10 per day for the cover while others e.g. Suncorp are free.
__________________
Brissyjohn is offline   Reply With Quote
Old 11-23-2012, 02:49 AM   #6
rodsfromday
Registered User
 
Join Date: Sep 2010
Location: Woongoolba,Queensland
Posts: 562
My Ride: 323CI
Thanx guys. I am taking the E30, currently unregistered, for roadworthy on Tuesday and the mechanic said all i needed was a CTP to drive the car to his workshop with the cars previous registration papers.
__________________

German Engineering at its best
rodsfromday is offline   Reply With Quote
Old 11-24-2012, 11:23 PM   #7
Shonky
Registered User
 
Join Date: Dec 2010
Location: Brisbane, Australia
Posts: 297
My Ride: 2004 E46 M3
I very much doubt that. You'd need an unregistered vehicle permit.
Shonky is offline   Reply With Quote
Old 11-25-2012, 04:10 AM   #8
abbas_m3
Registered User
 
Join Date: Jan 2012
Location: Sydney
Posts: 201
My Ride: bmw m3
Quote:
Originally Posted by Shonky View Post
I very much doubt that. You'd need an unregistered vehicle permit.
Nope, you don't even need a ctp to drive the vehicle to a workshop to get a green slip, blue slip etc. however would get it for safe keeping
abbas_m3 is offline   Reply With Quote
Old 11-25-2012, 04:23 AM   #9
Shonky
Registered User
 
Join Date: Dec 2010
Location: Brisbane, Australia
Posts: 297
My Ride: 2004 E46 M3
Quote:
Originally Posted by abbas_m3 View Post
Nope, you don't even need a ctp to drive the vehicle to a workshop to get a green slip, blue slip etc. however would get it for safe keeping
Good luck dealing with anything if you have an accident.

You need CTP and a completed form at least. Unregistered permit may not be required but I'd be double checking that with the police (not Qld Transport).

See end of here:
http://www.tmr.qld.gov.au/Registrati...-vehicles.aspx
Shonky is offline   Reply With Quote
Old 11-25-2012, 10:04 PM   #10
Ballistic325
Registered User
 
Join Date: May 2009
Location: Sydney
Posts: 2,191
My Ride: slow and steady
Didn't know that Qld had such a different situation to NSW... thanks for clarifying.
__________________

I can help with
* Reading Codes / Coding your car
* R&R FCAs, Tie Rods, Sway links....
* RTABs

Need an RTAB tool? Or clutch fan and water pump tools? PM me.
Ballistic325 is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Censor is ON





All times are GMT -5. The time now is 10:09 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
(c) 1999 - 2011 performanceIX Inc - privacy policy - terms of use