E46Fanatics - View Single Post - Rolling over 401K & down payment savings
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Old 05-02-2017, 12:35 PM   #13
JJR4884
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Join Date: Oct 2006
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Quote:
Originally Posted by Wraisil View Post
1. You can't rollover an IRA into a 401k. Though I doubt you'll find a 401k plan with "better" offerings than you would find available at Vanguard (I'd say the chance was 0%, but there might be an outlier somewhere).
Never thought i'd debate something you said since you always give spot on information, however you can in fact move IRA assets to a company sponsored plan. It is a Code G distribution out of your IRA to a new company plan.

Most company plans do not allow this in my experience, and most of all, what is the point. The cost of maintaining an IRA is cheaper and your investment options are far greater than those offered in a 401k plan. So in the event that you can transfer your IRA back to a new employer's 401k plan, logistically speaking it doesn't really make sense.
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